Along with the Top notch Professional+ program, you pay no rates for as much as nine months when you receive parental allowance

The conditions and terms of the individual insurance policy deal shall prevail and apply. The English translation can be a non-binding Variation for the data only and it has no legally binding character. The agreement language might be German only.

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We reimburse treatment plans from naturopaths with option cure methods for example homeopathy or purely natural cures

Your benefit: Even medicines that the doctor prescribes to suit your needs, which never necessarily require a prescription, for instance headache tablets or nasal spray, are also included by ottonova

Go ahead now to save lots of time and cash by deciding on our electronic non-public wellbeing insurance plan, with English-Talking help in genuine time!

In accordance with German legislation, you could only take out private complete insurance policies by having an profits higher than the annual income threshold.

Join a cost-free session with our English-Talking insurance policies gurus to locate the finest tariff in your case.

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Our dedicated English-speaking group saves you time and problems. Whatsoever dilemma You could have, the Concierge is there to help and help via our app or within the cellphone. We information you throughout the Health care technique and in some cases agenda your health practitioner's appointments for yourself.

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Generally, personal coverage plans assist you to to avoid wasting on your long run - you can expect to pay much more now, so that your premiums Do not rise later on. But for anyone who is only setting up on being in Germany for a brief time - fewer than sixty months - then there is not any really need to established this more money apart.

Midwifery services before, all through and once the start along with intensive treatment as many as 3 times per day

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Appointment reserving as a result of our Concierge Directly to the specialist, accessibility to personal Medical practitioners via ottonova concierge Corrective lenses, e.

Nevertheless, this won't ever transpire for solitary people but alternatively for all insured persons simultaneously. Specifically, we are unable to enhance your premiums as you get Ill or as you become older. We also can't terminate your deal for anyone reasons. We assurance you coverage for just a life time whenever you sign on.